Explore our available Owner Financed Homes in Cheyenne ! Is your Credit questionable? That’s OK!
If you’re fed up with renting, and you want to own a home in Cheyenne but barriers like your credit, limited down payment, or income are obstructing your eligibility for a standard bank loan, look no further. We can help!
Our expertise lies in helping Cheyenne residents to achieve homeowner status through our Owner Financing Program, eliminating the need for banks.
If conventional financing is out of reach, no worries! Wyoming Seller Finance offers great homes in and around Cheyenne.
We are a refreshing approach to buying a home the traditional way. You don’t need to have perfect credit and we offer payment plans to fit you.
You’re not renting the property or leasing to own. You are buying it without involving a bank.
Want to know when other properties come up for sale?
Sign up now to see Cheyenne homes available with Owner Financing!
What Types Of Homes In Cheyenne Do We Offer With Owner Financing?
As a local real estate company we offer our properties to deserving buyers with a reasonable down payment and the ability to pay a monthly payment.
The types of homes we tend to offer in our Cheyenne Owner Financing Home Program include…
- Houses rangeing from 2 bed – 4 bed home
- 1,000 – 2,500 square feet
- Fresh kitchens and bathrooms
- Often times many other enhancements
Each home holds its own distinct character, ensuring that the perfect match awaits you.
Our homes range in price from $149,900 to $499,000 and typically require a down payment of 10-20%. We have found that this is the best price range to find homes that are in decent neighborhoods where people want to own a home and raise a family.
Advantages Of Owner Financing
- Closing Process Is Faster
- Closing Cost Is Lower
- Downpayment Can Be Flexible
- The qualification process is relaxed
Do you have questions? Check out our Frequently Asked Questions Page →
How Does The Program Work Anyway?
The process is really pretty straightforward and easy. Let’s simplify it:
We finance the property for you through what’s known as a “land contract” or a “contract for deed.” This is a common practice, and each closing is overseen by a state-licensed attorney or an authorized signing service, ensuring the utmost professionalism throughout the transaction.
Similar to any other homeowner, you’ll assume responsibility for taxes and insurance. If you prefer, we can even escrow these expenses for you, aiding in your budgeting efforts. In some cases, this escrow arrangement might be a requirement for approval.
One of the best aspects of this home buying approach is that it frees you from the complexities of dealing with banks and solely credit-based qualifications. You can start building equity right away and stop paying rent.
Step 1: Submit your info on our website and let us know the type of house you’re looking for.
Step 2: We’ll assess your situation and preferences like the type of property you’re seeking, and show you your options here in Cheyenne.
Step 3: Explore the local Cheyenne homes that fit what you’re requirements.
Our focus is on acquiring properties that are ready for immediate occupancy or require minimal preparation. Consequently, we generally don’t make extensive property improvements before extending offers to deserving families. All properties are sold “as is where is”. So it is the responsibility of the purchaser to inspect the property and undertake any necessary repairs prior to purchase. We recommend the purchaser get a home inspection prior to purchase.
Additionally, as our property portfolio evolves each month, your subscription to our Owner Financing Home List ensures that you receive email alerts featuring the latest available properties.